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Buying a Route

Financing a route: SBA, seller notes, and cash

Financing a route: SBA, seller notes, and cash

How operators actually fund a purchase, with real terms from recent deals.

Tom Boone

multi-route operator, Dallas TX

12 min read

Most route purchases are funded with some mix of SBA loans, seller notes, and cash. Each has trade-offs worth understanding before you sign.

Structuring the deal

We break down real terms from recent deals so you know what’s normal, what’s aggressive, and what to negotiate.

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